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Showing posts from October, 2017

Learning about Texas Medigap Insurance plans

Medigap insurance in Texas is a private health insurance plan, known as Medicare Supplemental Insurance. These plans supplement original Medicare, and help you pay some of the health care costs that Medicare doesn’t cover. You can only have one supplemental plan in Arizona and that covers only one individual. That means if you are looking for a plan for your spouse you would need to get two plans (One for each of you). Medigap insurance have rules and regulations that are uniform in the benefits provided (Plan F is a Plan F). However, there can be significant variances in price, underwriting standards, discounts between insurance companies and there are key regulations that differ from state to state.
Knowing Your Coverage and Enrollment Policy It can be very helpful to know if your state offers supplemental coverage to those under age 65 – many do not. You can visit Texas Department of Insurance for more information. Or you might want to know if you are offered an open enrollment win…

How To Find Medigap in Michigan?

Have you been in search of the best medigap in Michigan? Have you been thinking about getting the supplement plan from the Medicare Medigap? If yes, then we are sure that this piece of article would be coming up a lot effective best information for you. If you have been thinking about using the Medigap, then for sure you would be quite a lot interested to know about it even more. To learn about the Medigap, it is important that you should know about their plans and what sort of needs each single plan is coming up with.
What is a Medigap Supplement plan? First of all, we would be starting off with the little background that is related with the Medigap plans. Medigap is also known by the name of Medicare supplement as well. There are different kinds of the private insurance companies that are being offering out with the high range of the best quality Medicare Supplement plans to help out to pay Medicare’s out-of-pocket costs. There are different Medicare Supplement plans that will be pay…

How to Buy Medigap Insurance In Tennessee

Tennessee Medigap insurance can be a tricky subject, eMedigap plans is here to help you. In this blog we will give you the basic knowledge of Medigap without overwhelming you.
If you are looking to purchase Medigap insurance in the state of Tennessee, then you might want to take a few things into consideration. First of all, to qualify for Medigap supplemental insurance in Tennessee, you must be aged 65 or older. You must also already be enrolled in a medicare type A or type B plan. Medigap insurance is a supplemental insurance plan, which means it doesn’t stand alone. It must be purchased as an add-on to Medicare, not instead of a Medicare plan. Another factor is that Medigap insurance does not include prescription drug coverage, so if you are looking for prescription drug coverage, then you will need to obtain the medicare part D prescription drug plan. Some costs that Medigap insurance pays for includes copayments, deductibles, as well as additional out-of-pocket expenses related t…

Arizona Medigap explained

Arizona Medigap supplements are there to offer the seniors complete coverage for their health and financially. Arizona Medigap plans are there to assist the different senior packages depending upon their health and budgets. The agent will be there to guide you in even every bit about it. Arizona may have various packages, and you need to know about their eligibility requirements, enrolments and all the other aspects required to gain those insurance benefits.
Solving The Medicare Puzzle Currently, ten standardized plans are available in medigap 2017, and you must build the know-how for those plans. Medicare can be like a puzzle and we are here to help you with the last piece.
Arizona Medigap health plans are for people that are 65 years and over. Their enrollment in plan A and plan B is mandatory. Individual programs offer up to 100% coverage of free medical to the insurer, including all the facilities like meeting with a specialist and having hospice benefits.
Eligibility criteria:
The …

Why we need Tennessee Medigap

Basics about Medicare and Supplemental insurance U.S federal health insurance known as Medicare covers some health expenses for senior citizens and other qualifying people. It doesn't cover every aspect, So you might have to get a supplemental insurance. Medigap is that supplemental insurance. Medigap covers things such as foreign health care bills that are not covered by Medicare. Medigap, differs from Medicare Advantage Plans.
To be eligible for Medicare, you must have a history of tax payment. Medicare has a couple different plans. Medigap plans are only available for people with both Medicare plan A and B. According to data released by the Centers for Medicare and Medicaid Services in 2017, Tennessee has over 806,000 people registered for Medicare Plan A and/or Plan B. 
Tennessee Medigap, comes in plans which include Plans A, B, C, D, F, G, K, L, M, and N. These plans come with certain coverage and make out-of-pocket medical bills  an easier process.
Tennessee, has 10 standardiz…

Arizona Medigap Tips

Tips for Arizona Medigap Insurance Looking for Arizona Medigap supplemental insurance? Here are a few things that you might want to consider. 1st of all, Medigap insurance plans in Arizona are geared for Seniors. Medigap plans are usually not for younger individuals (some disabilities may have exceptions). In the state of Arizona, Medigap plans are standardized. They are put in place to protect seniors from Medicare costs associated with coverage gaps. This includes medical liability costs. Also, Medigap plans do not cover prescription drugs, if you are looking for prescription drug coverage, you must opt-in with Medicare part D plan.
In order to qualify for Arizona Medigap health insurance, patients must be 65 or older, Arizona residents, and must be enrolled in Medicare part A & Part B. Medigap is a supplemental insurance plan, and must be purchased in addition to Medicare, not instead. Starting on the first of October is Medigap Annual Enrollment Period (AEP). This AEP ends on Oc…

Medicare History

Medicare HistoryIn 1965 President Lyndon B. Johnson signed the Medicare Act. This act promised to improve other health and medical assistance for Americans of all age. One of the primary goals of Medicare is to provide health insurance for seniors above 65 years old and to who have received Social Security Disability for a minimum of two years. Medicare provided around 70% of hospital bills – only 70% reimbursements of the expenses were made. It became necessary to fill the gap – a Medicare supplement plan was formed called “Medigap.”
The first Medicare supplemental policies in 1971 were introduced by Bankers life. Bankers Life signed contracts with a ton of insurance agents to market this big innovation. Because of the involvement of the policies, they gained a 47% share in the market. Many other companies in the industry – such as Mutual of Omaha, United American, and Colonial Life, got a smaller share of the market. This resulted in lower contracts for independent insurance agents …