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Switching from Medicare Advantage to a Medigap Plan

If you have Medicare Advantage, you know there can be many limitations. There can be many advantages to switching to a Medigap plan. By learning a bit more about this insurance coverage, you’ll better be able to determine if you should make the switch to Medigap.
Comparing Medigap and Medicare Advantage Medigap is a bit different than Medicare Advantage. You’ll still need your basic plan. Medigap is basically extra help insurance that will cover the extra costs that are not covered by your original Medicare.

Medigap is sold by private insurance companies. The meaning of its name covers what it does, “covering gaps in your regular insurance plan”. Let’s cover some comparisons between the two types of insurances so you have a better understanding if you need Medigap.

Many Americans are facing escalating medical costs and have discovered that Medicare only covers some of them. Medigap covers the costs that aren’t covered by your other plan. Just some of the costs that Medigap covers incl…

Which Medigap Supplemental Insurance Plan Works Best For You

Are you 65 or about to turn 65 years of age, but are unsure of which health plan works best for you? If you already have a comprehensive retiree health plan that provides additional and generous benefits, or benefits not covered by Medicare or Medigap policies, you may not need a Medigap plan. However, it is advisable to review your health insurance plan annually and evaluate whether it’s right for you based upon cost, convenience, and coverage. It is time to reconsider your current health plan if you are paying too much for benefits you don’t necessarily need or your health is worsening and you need more benefits.

Depending on the type of health insurance plan you are looking for, your risk factors and how much insurance you want, or what you want to be insured for, a supplemental health insurance plan can be purchased to cover additional expenses that are not covered by the basic health insurance plan such as co-pays, deductibles, and co-insurance.
Eligibility For MedigapSupplementa…

Getting The Coverage You Deserve With Medicare Supplemental Insurance Plans

Medicare Supplement Insurance policy or Medigap is a private insurance policy sold by private companies to help pay for some of the high out-of-pocket care expenses that are not covered by the Original Medicare such as copayments, coinsurance, deductibles, at-home recovery, as well as foreign travel and emergency care.

There are eleven standardized plans lettered from A through G and K through N - and are regulated by the federal and state governments. Every Medigap insurer offers both Plan A and Plan B, but it is important to know that while Medigap policies must provide coverage for the expenses that are not covered by Medicare, not every insurer offers all twelve standardized plans.
Medigap Enrollment Requirements You don’t necessarily need a Medigap policy if you already have a supplemental retiree health insurance through a former employer or union or if you opt for a Medicare Advantage Plan, also known as Medicare Part C. In order to be eligible for Medigap supplement plans, a f…

Understanding Medigap Insurance in MI

When you are Eligible for Medigap Insurance Plans in TX

To buy Medigap insurance plans if you are in Texas, you must meet the requirements for Medicare Part A and Medicare Part B. If you want to enhance your well-merited benefits with the state’s Medigap, then the perfect time to consider enrolling in the two basic parts of the Original Medicare should be when you are turning 65 years old. To learn more about this you can view our Medigap Guide.

Many insurance companies in Texas often allow people to apply for their Medigap insurance plans some months earlier. So, this therefore means that you don’t have to wait until you celebrate your 65th birthday.

So, when are you eligible for Medigap plans in Texas? Here is a brief summary of when insurance
companies in Texas can accept you for Medicare supplement insurance plans without necessarily subjecting you to answering any health questions.
Senior citizens turning 65 If you are turning 65, the law gives you a 6-month period within which you can be able to enroll for any available Medigap insura…

Top 4 Questions to Ask about Medigap Insurance in TN

Before choosing a private insurance company and buy a Medigap insurance plan in Tennessee, there are some very important questions you should ask. The answers to those questions will help you a great deal when it comes to choosing the best Medigap insurance in TN, the best plan for yourself, and so on. Without much ado, here are some of those questions.
What companies sell Medigap insurance in TN? First, you must find out what private insurance companies offer Medigap insurance in Tennessee. The best place to find them is from the Department of Finance Services because here, they often maintain the most recent list of all the private insurance companies that are licensed to issue Medigap insurance policies. The list from the Department is the most trusted one.
Alternatively, you can ask your friends and colleagues who have signed up for Medigap insurance plans. You can also search online for the insurance companies near you.
What Medicare Supplement insurance plans do companies offer? O…